E13: Should I add cryptocurrency to my portfolio? Is it a paradigm shift or just gambling?

Everyone is talking about Bitcoin and Dogecoin, but does speculation belong in a serious retirement plan? Sean from Milwaukee asks for Mark and Laura’s take on the crypto craze. Mark explains the fundamental difference between investing in companies with earnings and speculating on world-changing technology that may or may not come to fruition.

We discuss how to manage expectations for speculative holdings and why a 10-to-20-year time horizon is necessary if you choose to play in this space. You’ll learn how to set up a side portfolio to protect your core returns and why an advisor’s job is to help you stay disciplined when the hype starts to feel overwhelming.