Think your 401(k) is your own? Think again. For employees in their 50s and 60s, retirement income—401(k)s and Social Security—is more government-controlled than you might think.

Warren Buffett famously advises: Put your money in an index fund and don’t touch it. So, why doesn’t everyone see success? Simple: Emotions get in the way. Financial advice is about more than money—learn more!